How FBAR Direct Works
You complete 6 steps. We handle step 7 — filing directly to FinCEN.
Check If You Need to File
Answer two simple questions about your foreign accounts and their aggregate value. We'll tell you if you need to file.
Enter Personal Information
Your name, SSN/ITIN, date of birth, and US address. This information goes on your FBAR.
Add Foreign Accounts
Enter details for each foreign account: institution name, account number, country, and maximum value during the year.
Review Everything
See all your information in one place. Edit anything that needs changing. We'll flag potential issues.
Sign Form 114a
Digitally sign the authorization form (Form 114a) that allows us to e-file your FBAR on your behalf. This is your last step — everything after this is on us.
Pay & Submit
Secure payment via Stripe ($59 Basic / $79 Premium). We don't charge until you're ready to file. No hidden fees. Both plans include direct FinCEN filing — not just form preparation.
We Submit to FinCEN
We generate your FinCEN XML and submit through the official BSA E-Filing System — the same channel used by banks and accounting firms — then send you your BSA tracking ID.